Greeting To Our Readers!
Debt Mutual Funds, are simply a financial tool that helps investors achieve their short-term money requirement, without derailing their long-term investments!
They are taken as the best tool for generating regular income with low risk. Also, investors investing in debt funds can anytime withdraw the required money from their debt investment.
These funds are best suggested to investors who are looking for a place to park their money for the short term prominently for capital protection.
Well, if you are looking for a fund to park your money for short-term or for short-term money requirements, then end your research at Debt funds, and plan your investment in the same.
Below, we are discussing some of the best Debt Mutual Funds where one can plan their investments, do have a look!
To receive a free advisory on Investments In Mutual Fund, contact our executives asap!
SBI Magnum Ultra Short Duration Fund– Growth
An ultra-short duration fund category debt mutual fund, run and managed by SBI Mutual Fund House. The fund has 90.11% investment in Debt of which 18.13% is in Government securities, 71.98% in funds invested in very low-risk securities.
The fund size (Asset Under Management) of the scheme is around Rs 10,023 crores and it charges a total expense ratio of around 0.49%. The fund has no exit load charge.
The prime objective of the fund is to provide investors with an opportunity to generate regular income with a high degree of liquidity through investments in a portfolio comprising predominantly of debt and money market instruments.
Nippon India Liquid Fund – Growth
A liquid fund category debt mutual fund, run and managed Nippon India Mutual Fund House. The fund has 76.21% investment in Debt of which 15.09% is in Government securities, 61.12% in funds invested in very low-risk securities.
The fund size (Asset Under Management) of the scheme is around Rs 22,489 crores and it charges a total expense ratio of around 0.32%. The fund charges a very small amount as exit load on different redemption conditions like:
- The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
- The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
- The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
- The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
- The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
- The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.
The prime objective of the fund is To generate optimal returns consistent with moderate levels of risk and high liquidity.
Tata Liquid Fund– Growth
A liquid fund category debt mutual fund, run and managed by Tata Fund House. The fund has 74.68% investment in Debt of which 22.08% is in Government securities, 52.6% in funds invested in very low-risk securities.
The fund size (Asset Under Management) of the scheme is around Rs 12,814 crores and it charges a total expense ratio of around 0.33%. The fund charges a very small amount as exit load on different redemption conditions like:
- The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
- The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
- The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
- The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
- The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
- The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.
The investment objective is to generate reasonable returns with high liquidity to the unitholders
This fund is best recommended to investors looking to invest money for a longer duration but prefers less risky assets compared to equity funds.
Kotak Savings Fund – Growth
An ultra-short-duration fund category debt mutual fund, run and managed by Kotak Mahindra Mutual Fund House. The fund has 95.92% investment in Debt of which 26.46% is in Government securities, 69.46% in funds invested in very low-risk securities.
The fund size (Asset Under Management) of the scheme is around Rs 11,720 crores and it charges a total expense ratio of around 0.77%. The fund has no exit load charge.
The prime objective of the fund is to generate returns through investments in debt and money market instruments to reduce the interest rate risk.
Axis Liquid Fund
A liquid fund category debt mutual fund, run and managed Axis Mutual Fund House. The fund has 72.25% investment in Debt of which 25.2% is in Government securities, 47.05% in funds invested in very low-risk securities.
The fund size (Asset Under Management) of the scheme is around Rs 24,954 crores and it charges a total expense ratio of around 0.23%. The fund charges a very small amount as exit load on different redemption conditions like:
- The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
- The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
- The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
- The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
- The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
- The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.
The prime objective of the fund is to provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities.
To get more details about the fund you can refer to the fund fact sheet or you can get in touch with us. Call us on- 0612-6604453 or mail us at [email protected]
For any kind of query, you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.
Happy Investing!
(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee to future returns).